Downtown Homes under $400,000

Downtown Homes under $400,000

Welcome to Downtown, a vibrant and dynamic subdivision that perfectly captures the essence of urban living in the heart of the US. Known for its eclectic mix of historic charm and modern convenience, Downtown offers an unparalleled lifestyle for those seeking the excitement of city life without breaking the bank.

Here, you’ll discover a variety of homes priced under $400,000, making it an ideal destination for first-time homebuyers, young professionals, and families alike. These properties range from cozy apartments nestled in charming brick buildings to contemporary townhomes that boast sleek designs and modern amenities. With such a diverse selection, there’s something to cater to every taste and lifestyle.

Living in Downtown means you’re just steps away from a plethora of restaurants, cafes, and boutiques that showcase local flavors and unique finds. Enjoy weekend strolls through vibrant parks, or immerse yourself in the rich cultural scene with art galleries, theaters, and live music venues that come alive after dark.

Accessibility is another highlight of Downtown living. With public transportation options and major highways nearby, commuting to work or exploring surrounding areas is a breeze.

Whether you’re looking to invest in your first home or seeking a lively community to settle down in, Downtown presents an exceptional opportunity. With homes under $400,000, you can enjoy the best of city life while keeping your budget intact. Come and experience the charm of Downtown, where urban living meets affordability!

Newest Downtown Homes under $400,000

414 Water St Unit 1705, Baltimore
$165,000
2 Beds ⋅ 1 Baths
**Location, convenience, and city living come together at 414 Water Street!** Located in the heart of Baltimore’s vibrant Inner Harbor, this spacious two-bedroom, one-bath condominium puts you just steps from Power Plant Live!, the National Aquarium, museums, Port Discovery, shopping, dining, entertainment, and so much more. With easy access to both the Johns Hopkins and University of Maryland medical campuses, this is an ideal location for professionals, city enthusiasts, or anyone looking to enjoy all that downtown Baltimore has to offer. Inside, the home features **two generously sized bedrooms, a full bathroom, a spacious living room, and an updated kitchen**. The open living space is complemented by **beautiful views of Federal Hill and Baltimore’s iconic stadiums**, creating an impressive backdrop whether you're relaxing at home or entertaining guests. An in-unit washer and dryer add everyday convenience. One of the standout features of this residence is the **private storage room located on the same floor**. This is a particularly desirable amenity, as **only four units on the floor have their own storage room**. The property also includes **parking in the adjacent parking garage**, providing an added level of convenience that is especially valuable for downtown living. Residents of 414 Water Street also enjoy a variety of building amenities, including an **outdoor swimming pool, lounge and meeting area, and business center**. **Enjoy the best of Baltimore city living with the space, storage, parking, views, and amenities you've been looking for—all in the heart of the Inner Harbor!**

414 Water St Unit 1705, Baltimore

Listing courtesy of Century 21 Advance Realty. Contact:

405 W South St, Frederick
$315,000
1 Beds ⋅ 2 Baths
Looking for a charming home walking distance to Downtown Frederick? This is a perfect opportunity for a first-time home buyer , couple or someone looking to own a new rental. Recent improvements have added warmth and highlight historic features. One bed, 1.5 bath, fenced in backyard, functional attic and basement and bonus room connecting the bedroom to the full bath and day porch. Walking distance to Baker Park, Edward P. Thomas Jr. Memorial Pool, Diggs Memorial Pool, Historic Downtown Frederick and the Beautiful Carroll Creek Promenade. An opportunity to own for the same as the cost of renting or own a new rental with a solid rental history.

405 W South St, Frederick

Listing courtesy of Radcliffe Realty Group, LLC. Contact:

110 Water St, Frederick
$334,900
2 Beds ⋅ 2 Baths
OPEN HOUSE SATURDAY OCTOBER 3rd 12:00- 1:30 PM Completely updated from the inside out, this move-in-ready 2-bedroom, 1.5-bath home blends classic Downtown Frederick charm with modern upgrades. The brand-new kitchen features stylish cabinetry, quartz countertops, and new appliances. Additional improvements include a beautifully remodeled bathroom, new flooring and carpet, new HVAC system, new plumbing throughout, electrical upgrades, mostly replaced windows, and a freshly painted exterior. Step outside and you’ll find even more to love, including off-street parking—a great bonus in Downtown Frederick—along with a patio, covered outdoor space, raised garden beds, and a storage shed. And the location is hard to beat! Just a short walk to Carroll Creek and Downtown Frederick’s restaurants, breweries, shops, entertainment, and community events. The nearby MARC Station and Transit Center make commuting convenient, with easy access to major routes as well. Just a few blocks away, the Frederick Brickworks development is now underway, with plans for Whole Foods Market, restaurants, shopping, fitness, park space, and more. Updated, move-in ready, and perfectly positioned to enjoy the best of Downtown Frederick, 110 Water Street offers modern comfort with the convenience of a truly walkable downtown lifestyle.

110 Water St, Frederick

Listing courtesy of Cummings & Co. Realtors. Contact:

41 Alexander Ave, Merchantville
$364,900
3 Beds ⋅ 3 Baths
Price Improvement!! Welcome to this freshly painted, 3-bedroom, 2.5-bathroom townhome-style single-family home featuring three full levels of living space plus a finished basement. The interior showcases gorgeous knotty pine hardwood floors on the second and third levels, tons of recessed lighting, and a brand-new stainless steel appliance package in the kitchen. Enjoy a true private upper-level master suite complete with a walk-in closet, a full bath with a beautiful walk-in shower, and versatile flex space ideal for a sitting area, home office, or nursery. Ideally situated within walking distance to everything the quaint city of Merchantville has to offer and just a short commute to Philadelphia, this property perfectly combines modern updates with unbeatable location and charm. Seller is offering one year home warranty for added peace of mind. Some photos have been virtually enhanced to add furnishings.

41 Alexander Ave, Merchantville

Listing courtesy of Coldwell Banker Argus Real Estate. Contact:

208 N Muhlenberg St, Woodstock
$320,000
1 Beds ⋅ 2 Baths
This one-of-a-kind home in an established Woodstock neighborhood doesn't become available often! Everything is on one floor, but there is a full, mostly finished, basement for additional living and storage space. Your creative side will be happy with the large detached studio in the home's sizeable back yard. It has electricity and AC and sits under one of several mature shade trees. Convenient to the hospital and medical offices, this home offers a stacked stone living room fireplace, a bright kitchen and a sunroom with a classic Valley view. The sunroom is open to additional living or office space. A few steps away is the all tile hall bath, and the Primary bedroom with an ensuite bath, also all tile and offering a newer step-in shower. And, did we mention the laundry is also on the mail level? This home was built in the 1950's and shows it's quality construction throughout. It has some updates, including newer windows and has been well maintained. The living space, the central location and the price, make this a value worth considering! The price is based on a recent appraisal.

208 N Muhlenberg St, Woodstock

Listing courtesy of Creekside Realty. Contact:

414 Water St Unit 1404, Baltimore
$124,900
1 Beds ⋅ 1 Baths
BEST VALUE LIVE JUST 1 BLOCK FROM DOWNTOWN'S FAMOUS INNER HARBOR FEATURING WORLD CLASS RESTAURANTS AND SHOPPING. THIS STUNNING 14TH FLOOR UNIT BOOSTS A HARBOR VIEW FROM THE BALCONY, GRANITE KITCHEN WITH UPDATED APPLIANCES, LIGHT FILLED LIVING ROOM, MASTER BEDROOM, AND MORE. WALK TO LITTLE ITALY, FELLS POINT, FEDERAL HILL, AND ALL OF YOUR FAVORITE DOWNTOWN ATTRACTIONS.

414 Water St Unit 1404, Baltimore

Listing courtesy of Century 21 Downtown. Contact:

330 Somerset St, Gloucester City
$279,900
4 Beds ⋅ 2 Baths
Be among the first to see this beautifully renovated 4-bedroom, 1.5-baths home offering the perfect blend of modern updates and timeless charm. Featuring impressive 10-foot ceilings and two separate staircases, this spacious home is filled with character, natural light, and functionality. The stunning brand-new kitchen is the centerpiece of the home, showcasing white Shaker-style cabinetry, stylish countertops and backsplash, luxury vinyl plank flooring, and brand-new stainless steel appliances, including a gas range, dishwasher, and refrigerator. The spacious eat-in kitchen offers plenty of cabinet and counter space for everyday living and entertaining. Step outside to enjoy the fully fenced backyard, perfect for pets, family gatherings, and outdoor relaxation. An added bonus is the free public parking lot conveniently located directly across the street, providing ample parking for homeowners and guests. Conveniently located near schools, shopping, restaurants, parks, and major highways, this move-in-ready home is a fantastic opportunity for both homeowners and investors. Don't miss your chance to own this beautifully updated home—stay tuned for showings and be ready to schedule your private tour as soon as it becomes available!

330 Somerset St, Gloucester City

Listing courtesy of RE/MAX Preferred - Cherry Hill. Contact:

22 S Howard St S Unit R-503, Baltimore
$132,000
2 Beds ⋅ 1 Baths
NEW PRICE***A rare Downtown Baltimore residence where historic architecture meets elevated city living. Set within a fully restored landmark building in the heart of the Bromo Arts & Entertainment District, this prime rear corner unit offers an exceptional blend of privacy, light, and timeless character. With southern and southwestern exposure, the home is filled with warm natural sunlight—and crowned by its signature feature: a grand arched window (the only one in the building) that frames a striking, uninterrupted view of the celebrated Bromo-Seltzer Tower (constructed in 1929). Inside, 12-foot ceilings amplify the sense of scale and openness while allowing lighting and design elements to shine. The living and dining areas feel expansive yet welcoming, enhanced by recent improvements: new oak laminate flooring (12/2025) throughout most of the home (excluding the 2nd bedroom/den), and refreshed surfaces in the living/dining room, including the ceiling and corner walls. The primary bedroom has been thoughtfully updated with new paint on the ceiling and two walls (8/2025) for a clean, modern finish. The residence comes with all appliances and key updates for comfort and confidence, including a 50-gallon professional-grade water heater (9/2021) and a new toilet (2022). The condo fee supports a streamlined lifestyle, covering heat and hot water, building common-area insurance and maintenance, and trash removal. Select extras are included: living/dining chandelier lights plus furnishings in the 2nd bedroom/den, including a king sleeper sofa, wardrobe, and 70” TV—a turnkey bonus for flexible living. From your front door, enjoy immediate access to Baltimore’s most dynamic destinations: Light Rail directly out front, Camden Yards, MARC station, Inner Harbor, Lexington Market, CFG Bank Arena, and the Hippodrome blocks away—plus effortless connectivity to I-395, I-95, and MD 295. Distinctive, sunlit, and truly one-of-one—schedule your exclusive tour today.

22 S Howard St S Unit R-503, Baltimore

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

305 Dock St, Schuylkill Haven
$229,900
3 Beds ⋅ 1 Baths
3 Bedroom, 1 Bath Home w/Off Street Parking in Schuylkill Haven. Tenant occupied. Hardwood floors in several rooms. New furnace & water heater in 2020. Close proximity to 61 & 78 for easy travel. Less than 3 hours to NYC & Philly. Call for details!

305 Dock St, Schuylkill Haven

Listing courtesy of Ramus Realty Group. Contact:

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