Central Homes under $400,000

Central Homes under $400,000

Welcome to Central, a vibrant subdivision nestled in the heart of Washington, DC, where urban living meets community charm. This dynamic area is perfect for those seeking an affordable yet stylish lifestyle in one of the nation’s most iconic cities. Central offers a unique blend of historic charm and modern convenience, making it an ideal place for first-time homebuyers, young professionals, and families alike.

One of the standout features of Central is the availability of homes priced under $400,000. This is a rare find in Washington, DC, where the real estate market can often feel daunting. Here, you’ll discover a variety of housing options that cater to diverse tastes and budgets. From cozy condominiums to quaint townhomes, each residence embodies the essence of urban living while providing the comfort and warmth of home.

Living in Central means you’re just moments away from the best that Washington has to offer. Enjoy easy access to an array of parks, dining options, and cultural attractions. The community is well-connected with public transportation, making your commute a breeze and allowing you to fully embrace the vibrant city life.

Explore the charm of Central today, where affordable living meets the pulse of Washington, DC. With homes under $400,000, your dream of owning a piece of this historic city is closer than ever. Don’t miss out on the opportunity to be part of this thriving community—your new home awaits!

Newest Central Homes under $400,000

1314 Massachusetts Ave Nw Unit 106, Washington
$399,900
1 Beds ⋅ 1 Baths
RENOVATED • MOVE-IN READY • CITY CONVENIENCE Step into a fresh, beautifully renovated DC condo designed for easy, comfortable city living. This light-filled residence features an open-concept floor plan, gorgeous wood flooring throughout the main living areas, new bedroom carpeting, and contemporary updates that make it truly move-in ready. The updated kitchen offers modern finishes and a functional layout that flows seamlessly into the living space—perfect for relaxing at home or entertaining. The renovated bath continues the clean, modern aesthetic, while central A/C, an in-unit washer and dryer, and a condo fee that includes gas and water provide the everyday conveniences buyers are looking for. Located in a secure, pet-friendly building with convenient access to Metro, dining, shopping, entertainment, and everything Washington, DC has to offer. Whether you're looking for a primary residence, a convenient city home, or an opportunity to own in the District, this condo deserves a fresh look. This is a Fannie Mae HomePath property. Some listing images have been virtually staged to illustrate potential furniture placement and use of space.

1314 Massachusetts Ave Nw Unit 106, Washington

Listing courtesy of Cosmopolitan Properties Real Estate Brokerage. Contact:

777 7th St Nw Unit 819, Washington
$254,777
1 Beds ⋅ 1 Baths
Experience urban convenience in this Gorgeous 1-bedroom, 1-bath condo at The Residences at Gallery Place, ideally located in the heart of Chinatown/Penn Quarter. Enjoy a true Walker’s Paradise with the Metro, Capital One Arena, acclaimed restaurants, shopping, and entertainment just steps away. Residents enjoy a fitness center, clubhouse with game room, private party room, and secure elevator access. Close to CityCenter DC, the National Portrait Gallery, and Smithsonian museums. A turnkey opportunity in one of D.C.’s most vibrant

777 7th St Nw Unit 819, Washington

Listing courtesy of Samson Properties. Contact:

777 7th St Nw Unit 726, Washington
$295,000
2 Beds ⋅ 2 Baths
Welcome to an urban dreamscape in the heart of the city at The Residences at Gallery Place. This two-bedroom two-bathroom unit spanning approximately 1000 sq ft offers tremendous value and enjoyment for years to come. Natural light fills this corner unit, offering a bright and airy living space that feels like home. The owner has taken the utmost care in maintaining the quality of unit 726. Designed for someone who wants to live right in all the action of Chinatown. The Residences at Gallery Place is known as a "Walker’s Paradise" to locals. This home offers immediate access to the Gallery Place-Chinatown Metro, Capital One Arena, and an avid diner's haven. Food enthusiasts will love being steps away from longtime award-winning hotspots like Zaytinya by José Andrés, the lively atmosphere of The Smith, and the innovative Japanese fare at Love, Makoto. For high-end retail therapy, the luxury boutiques of CityCenterDC—featuring brands like Hermès, Louis Vuitton, and Gucci—are just a short stroll away, along with local favorites like Upstairs on 7th. Residents enjoy a robust suite of amenities, including a professional fitness center, a stylish clubhouse with a game room, a private party room, and secure elevator access, all while being surrounded by cultural landmarks like the National Portrait Gallery and the Smithsonian museums. Don't miss out on securing your new home at such an appealing price.

777 7th St Nw Unit 726, Washington

Listing courtesy of TTR Sotheby's International Realty. Contact:

1260 21st St Nw Unit 904, Washington
$324,999
1 Beds ⋅ 1 Baths
Motivated seller willing to help with rate buydowns offering smart living in the West End at The Newport, where the condo fee covers ALL utilities, concierge, and amenities — making this one of the lowest true costs of ownership in the area. Sunlit, the open living/dining area runs on gleaming parquet floors and is generous enough to actually host. The kitchen features stainless steel appliances, gas cooking, granite counters, and a glass-tile backsplash. Storage is a standout: a large walk-in closet plus a full wall of additional closets. Residents enjoy a rooftop pool and sundeck with sweeping city views, a landscaped courtyard, on-site laundry, and an attended lobby. Blocks to Dupont Circle and Foggy Bottom Metros, Trader Joe's, Whole Foods, Rock Creek Park, GWU, and Georgetown. Separately deeded garage parking available. An amazing opportunity to have a foothold in one of DC's most walkable, connected neighborhoods.

1260 21st St Nw Unit 904, Washington

Listing courtesy of Samson Properties. Contact:

2201 L St Nw Unit 409, Washington
$285,000
1 Baths
Buy This Home & Get 2/1 Buydown — First 2 Years at 2% & 1% Lower Rates.Set in the heart of DC's West End, this bright studio at 2201 L Street NW offers an open, flexible layout that easily adapts into distinct zones for work, dining, relaxing, and sleeping. Look out the window and you'll find a gorgeous oak tree framing a peaceful, tree-lined streetscape. Hardwood floors run throughout the unit, paired with a practical kitchen and full bath. Perched on the 4th floor, the space stays filled with natural light, giving you a quiet retreat that's still minutes from everything downtown DC has to offer. Home is The Carriage House, a secure and professionally managed building with on-site management, 24/7 concierge, and a rooftop pool. It's one of West End's most affordable places to own, and with all utilities included in the condo fee, budgeting each month couldn't be simpler. You really can't beat the location. The World Bank, IMF, and George Washington University sit just steps away, and Georgetown, Dupont Circle, multiple Metro stations, and some of DC's best restaurants and shopping are all within easy reach. Come see why this West End studio is the smart move. Lender credit of 1% from the loan amount available to buy the mortgage rate down. Contact Valentina Balderson with Guild Mortgage

2201 L St Nw Unit 409, Washington

Listing courtesy of Keller Williams Realty. Contact:

631 D St Nw Unit 1038, Washington
$375,000
1 Baths
Discover sophisticated urban living in this stunning studio residence at The Lafayette, where modern elegance meets Penn Quarter convenience. This bright tenth-floor gem welcomes you with wall-to-wall wood flooring and an open layout that maximizes every square foot of thoughtfully designed space. The stylish kitchen features granite countertops and a convenient breakfast bar, perfect for morning coffee or casual dining. A separate pantry and laundry room add practical storage solutions, while the large walk-in closet ensures your wardrobe has room to breathe. Step outside to your private balcony and soak in sweeping courtyard views that provide a peaceful retreat from city life. Building amenities read like a luxury resort wish list. The twenty-four-hour concierge greets you in the elegantly appointed lobby, while dual fitness centers keep your wellness routine on track. Unwind in the newly updated twenty-seat theater room, or catch live performances at the building's professional Woolly Mammoth Theater venue. The rooftop beckons with barbecue grills, a garden oasis, and lounging areas perfect for entertaining guests. Location enthusiasts will appreciate the walkable access to the National Mall, Smithsonian Museums, and the vibrant dining scene that defines Penn Quarter. Two Metro stations provide seamless connectivity throughout the metropolitan area, while Capital One Arena and Chinatown offer endless entertainment options just steps away. Underground parking rentals at two hundred eighty-five dollars monthly eliminate street parking headaches, with convenient car rental services located right in the garage. This residence perfectly balances sophisticated amenities with the cultural richness that makes Washington living extraordinary.

631 D St Nw Unit 1038, Washington

Listing courtesy of Fairfax Realty of Tysons. Contact:

1301 20th St Nw Unit 707, Washington
$369,000
1 Beds ⋅ 1 Baths
Elevated Urban Living with Panoramic DC Views in the Heart of Dupont Circle! Welcome to Residence 707 at 1301 20th Street NW, an exceptional 7th-floor condominium offering sophisticated city living, stunning views, and an unbeatable Dupont Circle location. Positioned on the west-facing side of the building, this residence is filled with beautiful natural light and showcases sweeping views of Georgetown and Downtown DC. Inside, you'll find a thoughtfully designed living space enhanced by commercial-grade hardwood flooring, installed by the seller at an approximate cost of $10,000, adding both durability and an elevated sense of style. The home has also been freshly painted, offering a crisp, move-in-ready feel. Step outside your front door and enjoy everything Dupont Circle has to offer, with the Dupont Circle Metro just a few blocks away, along with an incredible selection of restaurants, cafés, shopping, nightlife, parks, and cultural destinations. The building's stunning rooftop terrace takes city living to another level, featuring panoramic views of Washington, DC, a swimming pool, gas grilling area, and comfortable lounge spaces—the perfect setting for entertaining, relaxing, or watching the city skyline. The condo fee provides exceptional value and covers all utilities, 24-hour concierge service, common-area maintenance, and reserves, providing residents with convenient, worry-free living. Additional building amenities include bike storage and shared storage space. With its elevated 7th-floor position, spectacular Georgetown and Downtown views, premium hardwood flooring, abundant natural light, resort-style rooftop amenities, and unbeatable proximity to the Metro, this is a rare opportunity to experience effortless, elevated living in the heart of Dupont Circle.

1301 20th St Nw Unit 707, Washington

Listing courtesy of Samson Properties. Contact:

1150 K St Nw Unit 404, Washington
$369,000
1 Beds ⋅ 1 Baths
Experience city living at its best in this bright and spacious 1-bedroom /1-bathroom condo in the heart of Washington, DC. Floor-to-ceiling windows fill the home with natural light, creating an open and airy feel throughout. Freshly painted with hardwood floors, brand-new carpet, and the convenience of an in-unit washer and dryer, this move-in ready home offers both style and comfort. On-site parking is available to rent. Residents enjoy an exceptional collection of amenities, including a stunning rooftop deck with panoramic city views, a fully equipped fitness center, a party room for entertaining, and 24/7 concierge service. This pet-friendly building is ideally located just steps from world-class museums, acclaimed restaurants, shopping, and multiple Metro stations, making it easy to enjoy everything the nation's capital has to offer.

1150 K St Nw Unit 404, Washington

Listing courtesy of Compass. Contact:

777 7th St Nw Unit 832, Washington
$269,000
1 Beds ⋅ 1 Baths
Discover urban living at its finest in this beautifully updated move-in ready 1 bedroom, 1 bathroom condo directly above Gallery Place Metro. The unit boasts a generous layout, with a bright and airy living room and large windows overlooking Chinatown gate. The kitchen features granite countertops, custom cabinets, and breakfast bar. In-unit washer and dryer.  Condo fee includes: Verizon high-speed internet, water, trash, common area maintenance, 24h concierge. The building has a large outdoor patio, party room, gym, business center on the 3rd floor and a garden on the 7th floor. Discounted on-site garage parking available for rent through Colonial Parking.  Whether you're working from home or a downtown office, this is the perfect location minutes away from restaurants, theaters, national galleries and museums. Additionally, it's 10 minutes to Union Station and 20 minutes door-to-door to DCA Reagan National Airport via metro.

777 7th St Nw Unit 832, Washington

Listing courtesy of ListWithFreedom.com. Contact:

1325 18th St Nw Unit 410, Washington
$350,000
1 Beds ⋅ 1 Baths
The Space: This is a spacious 1-bedroom, 1-bathroom condo featuring an open-concept floor plan. The 2017 Remodel: The unit was completely modernized in 2017. The updates opened up the kitchen and living layout, adding contemporary finishes, updated flooring, and modern lighting that maximizes the natural light streaming in from the oversized windows. Flow: The open-concept design allows for seamless transitions between the kitchen, dining space, and primary living area, making the unit feel significantly larger than standard one-bedroom configurations in the neighborhood. The HOA & All-Inclusive Utilities One of the absolute biggest financial selling points of The Palladium is its comprehensive, hassle-free monthly condo fee: All Utilities Included: The HOA fee covers electricity, water, and sewer. The only utility you need to set up independently is your personal internet/cable. . Building Amenities The Palladium is a highly secure, full-service building Rooftop Pool: Swimming pool and sun lounge deck offering panoramic, breathtaking views of the Washington, DC skyline. 24/7 Security & Concierge: A staffed front desk provides 24-hour concierge services, secure package receiving, and controlled entry access. Extra Perks: On-site elevator access, secure bike storage, an indoor party/conference room, and rental parking options within the building's garage. Unbeatable Dupont Circle Location You are truly in the center of it all, boasting a near-perfect walkability score: The Metro: You are a brief 2-block walk to the Dupont Circle Metro Station (Red Line), making commuting or getting across the city effortless. Groceries & Daily Essentials: Multiple grocery options—including Trader Joe's and Whole Foods—are within quick walking distance. Dining & Retail: Step outside your front door directly into the heartbeat of Dupont Circle. You are surrounded by an exceptional variety of world-class restaurants, cafes, bookstores, and boutique retail shops along Connecticut Avenue and 18th Street. washer/dryer on each floor

1325 18th St Nw Unit 410, Washington

Listing courtesy of Century 21 Redwood Realty. Contact:

1121 24th St Nw Unit 300, Washington
$279,000
1 Baths
Experience the best of West End living in this stylish and beautifully updated residence perfectly positioned in one of Washington, DC’s most sought-after neighborhoods. This light-filled home showcases gleaming hardwood floors, an open and efficient layout, and contemporary finishes throughout. The modern kitchen features granite countertops, stainless steel appliances, ample cabinetry, and functional workspace ideal for everyday living. Thoughtfully designed interiors offer excellent storage, updated fixtures, and a bright, welcoming atmosphere enhanced by oversized windows and abundant natural light. The well-maintained building includes secure access and elevator convenience, while the unbeatable location places you just moments from Foggy Bottom Metro, George Washington University, Georgetown, Dupont Circle, Trader Joe’s, Whole Foods, countless restaurants, cafés, and shopping destinations. Enjoy easy access to Rock Creek Park, downtown DC, and major commuter routes. An exceptional opportunity for an owner-occupant, investor, or pied-à-terre in the heart of the city.

1121 24th St Nw Unit 300, Washington

Listing courtesy of Real Broker, LLC. Contact:

1325 18th St Nw Unit 1010, Washington
$375,000
1 Beds ⋅ 1 Baths
Perched above the city on coveted 18th Street NW, this captivating PENTHOUSE residence at The Palladium offers a rare blend of privacy, light, and elevated urban living in the heart of Dupont Circle. Tucked between Connecticut and Massachusetts Avenues, this home delivers both a vibrant city backdrop and a quiet retreat above it all. Bathed in natural light, the open and airy layout is designed to maximize both space and views, with expansive windows framing dynamic city vistas throughout the day. The living and dining areas flow seamlessly, creating an inviting setting for both everyday living and entertaining, while the thoughtfully positioned kitchen offers ample storage and workspace with a natural connection to the main living area. The generously sized bedroom offers exceptional flexibility and includes a dedicated den—ideal for a home office, reading nook, or additional lounge space—creating a rare and highly functional retreat within the home. It is complemented by a well-appointed bath. Just beyond, a private balcony serves as a true extension of the living space, perfect for morning coffee, evening cocktails, or taking in sweeping sunset views over the city. Residents of The Palladium enjoy full-service living with 24-hour front desk service, along with a spectacular rooftop deck featuring a pool just one level above the residence, offering effortless access for a morning swim or evening unwind alongside panoramic skyline views. Laundry is conveniently located on each floor, and the monthly fee includes all utilities, offering a streamlined and low-maintenance lifestyle. Garage parking is available for rent at $305 per month, with direct and 24-hour access to the building. Ideally positioned just moments from Dupont Circle, Metro access, and an array of acclaimed restaurants, cafés, and shops, this home places the very best of DC right outside your door, with easy access to Logan Circle, West End, and Downtown. A rare opportunity to own a true penthouse retreat—offering light, views, and full-service convenience in one of the city’s most iconic and connected neighborhoods.

1325 18th St Nw Unit 1010, Washington

Listing courtesy of Serhant. Contact:

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